8 Cryptocurrencies Other Than Bitcoin

What is an Altcoin? Bitcoin may be one of the most popular cryptocurrencies but believe it or not, it’s not the only one. Simply put, an Altcoin is a cryptocurrency that isn’t Bitcoin. Each one has its own unique mission that it hopes to accomplish. Whether it be speed, security, or uniting our complicated financial infrastructure, one thing is certain- cryptocurrencies are looking to change the world.

1. Stellar (XLM)

Stellar enables speedy transactions across the world with fees that are less than a fraction of a penny. The transfer of a Stellar Lumen only takes 3-5 seconds, while Bitcoin takes 10-15 minutes. Stellar has a vision in mind to unite the world’s financial systems with minimal effort and less fees.

I personally believe that Stellar has one of the most solid ideas out there. They aren’t playing around. If you sign up for Coinbase using this referral link, you can earn up to $50 of XLM for watching short videos about it.

2. Zcash (ZEC)

Zcash is a cryptocurrency that allows you to be fully anonymous. The amount sent in a transaction and the parties involved in are completely hidden.

3. Monero (XMR)

Monero is another Altcoin that was created around the concept of being anonymous.

4. Dash (DASH)

Dash got its name from the combination of “digital cash.” You can choose to make your transactions private and can also completely erase your payment history. The cryptocurrency also has an “instant send” feature, which does cost more in fees, that allows a person to instantly send money anywhere in the world.

5. Tether (UDST)

Tether’s mission is to protect its users against rapid changes in the market, causing the cryptocurrency to fluctuate in value. Each UDST is apparently backed by one U.S. Dollar but there is doubt of whether or not that is true.

6. IOTA (MIOTA)

IOTA is looking to improve where other cryptocurrencies have fallen short. Typically, when you send a payment in crypto, your transaction is validated by miners (random computers across the world which use a lot of energy and cost you in fees). When you send a payment with IOTA, it automatically validates two transactions prior to yours and costs you nothing in fees. However, unless tons of people are using IOTA, the processing time will be slow.

7. Dogecoin (DOGE)

Dogecoin is one of the oldest Altcoins that was created. It’s a joke on the “doge” meme from 2013 and there isn’t a limit to how many coins can be created, unlike Bitcoin. Dogecoin is usually worth less than a penny in value. This makes it perfect for small transactions such as online donations to your favorite content creators.

8. Basic Attention Token (BAT)

BAT wants to create an online advertisement system that rewards publishers and users. Ads on websites nowadays use and share your personal information to provide content that is relevant to you. BAT wants to eliminate that and has set out to create their own types of ads.

First Picture of a Black Hole

Around 9am EDT on April 10, 2019, the first ever picture of a black hole was shown simultaneously at multiple press conferences. They were held in six different locations around the world: Washington, Brussels, Santiago, Shanghai, Taipei and Tokyo.

There are actually two black hole photos to be shown- the one at the center of our Milky Way galaxy and a larger, supermassive one in the middle of the Messier 87 (M87) galaxy. Only one has been shown so far. The photo below is of the latter (M87).

This photo of a black hole was captured by the Event Horizon Telescope. Photograph: EHT Collaboration

This is the first time in history that any human has ever gotten to look at a black hole.

How was this picture taken? Observations from the “Event Horizon Telescope” were processed through computer analysis, taking roughly two years to complete. This “telescope” consisted of eight radio observatories located on six mountains and four continents.

5 Reasons to Go Solar

Going solar is not only good for the environment, but also for your wallet! While the upfront costs may seem pricey, you’re saving a lot of cash in the long run. Installing solar panels on your home will also increase your property value. Below, I have put together 5 Reasons to Go Solar.

This post contains affiliate links. As an Amazon Associate I earn from qualifying purchases.

#1 Your Electricity Bill Will Decrease

No matter what, you will notice a decrease in your electricity bill. Depending on the type of solar system you choose, you may even eliminate your bill altogether.

Even if you could care less about the environment (which hopefully, you do)- your wallet will reap in the benefits. You’ll be spending less money on utilities and more towards what you truly want. If you ever sell your home in the future, having solar panels installed on your home will also increase its value. It will look great in a listing and will attract tech-savvy buyers.

#2 You Will Become Independent

By going solar, you will no longer have to fully rely on a utility company to supply you power. When installing your solar system, you can also choose to have an energy storing system alongside it. If you’re looking to go completely off-grid, this will ensure you have enough juice to power your home throughout the night and during cloudier days.

If you still want to be connected to the grid, you can opt-out of having an energy storing system. If your solar panel system isn’t generating enough electricity for your needs, you can borrow some power from your utility company. Some may even pay you if you generate more power than you use and supply it back onto the grid. Either way, you are still coming out ahead with generating your own electricity!

#3 Reduce Your Carbon Footprint

Your carbon footprint will be significantly be reduced when you choose to go solar. Around 40% of all carbon emissions in the United States are due to buildings. You will be helping out the environment and sustaining a better future by relying less on the grid.

#4 Solar is Dependable and Reliable

You may have been led to believe that solar power can only be used when the sun is shining. However, that is not entirely true- if you choose to install a battery system alongside your solar panels, you can store energy for when the sun isn’t at its fullest potential.

Your solar system will begin generating electricity as soon as you can see sunlight. Whether to sun is rising or setting, whether it is raining or snowing, you will be generating electricity for your home. Solar panels also last a very long time and hardly ever need to be maintenanced. Once your system is installed, you’re ready to go for a long time.

#5 You Will Feel Amazing

I don’t know about you- but knowing that I have solar panels on my home is an inspiring feeling. I not only feel great about myself for making a step into the future, but for the environment. I find it fascinating that we can now harvest energy from the sun and use it just as plants have been doing for billions of years.

So what do you think? Are you going to go solar? Let me know in the comment section below! It may cost a bit to install your new solar system upfront, but the benefits are well worth it. You can become energy dependent, reduce your carbon footprint, and end up saving lots of money in the long run. Personally, I also enjoy looking at the statistics of my solar generation and consumption each day- it’s fun to me.

Whether you choose to go solar now or not, just keep it in the back of your mind. I wish you the very best in your journey! 5 Reasons to Go Solar is all you need.

Aspiration: Do Well, But Not So Good

About a year ago, I opened a bank account with Aspiration. They seemed to have a purpose in changing the way of how banks dealt with your deposits. Aspiration doesn’t use your money to support pipelines and oil drills- stuff of that nature. They still have this same motive, but it seems that the consumer is no longer as important to them as it once was.

One major feature that I enjoyed about Aspiration was how easy it was to deposit physical cash into it. Most online banks do not offer this and in my opinion, it makes you feel isolated from the online bank itself. However, Aspiration no longer offers physical cash deposits either.

I contacted Aspiration via Twitter regarding this issue. It seems that they have no plans in bringing back physical cash deposits.

According to Aspiration, this feature was “lost along the way” during their transition to a new partner bank. Previously, their partner was Radius Bank. It is now Coastal Community Bank.

I am a strong, avid believer in the concept that features should never be taken away. It does not matter if you add a few more, a feature should never be removed. I recently discussed this in Walmart’s decision to discontinue their Savings Catcher program.

Aspiration should have thought more of the consumer when making the switch from their previous banking partner. Cash deposits are an important thing in the lives of some people, as I have seen in numerous posts on Twitter. The switch should not have been made unless all previous features could have been preserved.

I’m all for new features, but when features that have existed before are completely removed, it just gets me fired up. Even more so when there are no plans at all to bring the feature back. I’m disappointed in a bank that I once cherished. I personally have been using Discover’s online checking account more since Aspiration has made their “transition.”

Discover’s online bank has no monthly fee, first fee forgiveness, a cashback debit card, and a savings account that earns a whopping 2.10% APR. Although they do not offer cash deposits either, I’d highly recommend checking them out. They have more experience in the banking business and actually know what they are doing.